Home CFPB seeking Assistant Director to advise on small business lending data collection rules. 1071 amended the ECOA to require financial institutions to collect and maintain certain data in connection with credit applications made by women- or minority-owned businesses and small businesses.
Although the no-action letter reveals that the CFPB remains committed to completing its inquiry into the use of alternative data to expand credit, it offers little guidance outside of the contours of Upstart’s platform and Upstart may still have to deal with fair lending issues with the CFPB down the road.
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CFPB Hears Growing Calls to Draft Business Loan Data Rule. CFPB Hears Growing Calls to Draft Business Loan Data Rule By. Joe Adler; Published.. the new requirements include that lenders compile records on loan applications by women- and minority-owned, and small businesses..
Still, customers in low- to moderate-income communities, along with minorities, may end up being disproportionately hurt by branch closings. Banks often use branches to collect deposits. Management.
Home / Market News / Federal lawsuit says CFPB should collect data on business-loan applications from women and minorities. Federal lawsuit says CFPB should collect data on business-loan.
CFPB Faces Lawsuit on Payday Lending Rule Groups representing the small-dollar lending industry challenge rule finalized in 2017, which the bureau is currently reconsidering. The lawsuit also argues the CFPB’s structure is unconstitutional. 4/10/2018 3:00 PM
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CFPB Poised to Expand Regulation to Small Business Lending: Expect the Unexpected. Section 1071 requires financial institutions to collect certain data elements in connection with covered business loan applications, including the race, gender, and ethnicity of the principal owners of the.
James Taranto on the death of Helen Thomas and this week’s Best of the Mail segment on the race and the ‘face of privilege’. Plus, is the CFPB constitutional? And the problem with Bridgeport public.
Small Business Loan Data:. women and minorities. The largest database currently available, the Community. Likewise, the CFPB should collect data on creditworthiness for small businesses since creditworthiness is an important issue in small business
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