Philadelphia Offering Up To $10,000 For First-Time Home Buyers

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PHILADELPHIA (CBS) – City officials announced the expansion of a program for first-time home buyers on Thursday. It’s called Philly First Home. Eligible city residents can get up to $10,000 in the form of a loan for a down payment of closing costs.

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City Officials, Division of Housing and Community Development (DHCD), and community leaders announced the Philly First Home program with expanded down payment assistance of up to $10,000. "The Philly First Home program is one more tool in the City’s toolbox to help make home ownership a reality for our residents," said Mayor Jim Kenney.

The Philly First Home Program, announced by city officials and members of the Division of Housing and community development (dhcd) thursday afternoon will give either $10,000 or six percent of a home’s purchase price-whichever is cheaper-to first-time home buyers, provided they meet several requirements.

The First Time Homebuyer Program has been reloaded with $30 million in funding. This program provides low-interest first mortgage financing along with a mortgage credit certificate option and downpayment assistance to eligible households purchasing a home in Dakota County.

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Purchasing your first home in Maryland is an exciting prospect, but it can also be an expensive one. You need your down payment, closing costs, and other fees associated with the house buying process. You don’t need to foot these costs all by yourself – first time home buyer Maryland programs provide incentives, programs, and grants to help get you into a home.

OHCD Homebuyer Assistance Grant. Philadelphia residents also are eligible to receive down payment assistance through OHCD. The program offers eligible participants up to $10,000 or 6 percent of the purchase price of a home, whichever is lower.

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These costs to the microlenders were then passed on to the loan recipients-often African first-time entrepreneurs-who had to pay. Once they meet this commitment, they can request up to $10,000,